Want a personal loan without a CIBIL score? Certain lenders may assess borrowers using financial details other than a credit score, including regular income, employment status, bank statements, existing loans, and repayment ability. This can help applicants with no established credit history understand their available loan choices. Check the eligibility conditions, documents, interest rate, processing fee, loan tenure, and EMI before applying. Keep your financial information accurate and select a repayment schedule that suits your income. Approval, loan amount, and terms depend on the lender\'s assessment.