Financial inclusion has moved beyond the question of whether people can access a bank account. Today, meaningful inclusion also depends on whether individuals, entrepreneurs, and small businesses can participate in investment, credit, savings, payments, and wealth creation opportunities. In this changing environment, Financial Tokenization is emerging as a technology that could reshape how financial assets are created, accessed, transferred, and owned. The concept involves representing ownership or economic rights through digital tokens, potentially making certain financial products easier to divide, transfer, and access.