In the UK, when studying finance, we are taught to avoid risk at all costs. But when it comes to our university assignments, we often go long on coffee and short on sleep. I was in a similar scenario: I work a part-time job to keep up with London rent, attend Econometrics lectures at 9 AM, then stay up all night to complete my finance assignment. But what did I achieve with all that? A lot of mental stress and poor grades on assignments.