Securing an education loan without a CIBIL score or credit history is possible, especially for students who have no prior financial records. Many banks and non-banking financial companies (NBFCs) offer education loans based on academic performance, university reputation, and the financial stability of co-applicants (such as parents or guardians). Government-backed schemes, like those provided by public sector banks, often have relaxed credit score requirements, making it easier for students to get funding.