The people used to check whether the property is free from encumbrances. The most common forms of encumbrance are mortgages, easements, and property tax liens. Here the encumbrances arise due to taxes owed, amounts owed to mechanics or other vendors, or even the prior owner’s mortgage.
Actually an encumbrance is a claim or right held by someone other than a property owner.(i.e., charge against a property by a party who is not the owner of the property.) If a property owner is currently paying a home loan, then the property has a financial encumbrance. Now the EC of the property shows financial charges made on the property. If there are any charges made on the property – financial or legal. You can avail an EC View Online in Tamilnadu.